Comments on: Inflation-Deflation http://www.ritholtz.com/blog/2009/06/inflation-deflation/ Macro Perspective on the Capital Markets, Economy, Geopolitics, Technology, and Digital Media Tue, 14 Feb 2012 18:29:42 +0000 hourly 1 http://wordpress.org/?v=3.0.5 By: dnarby http://www.ritholtz.com/blog/2009/06/inflation-deflation/comment-page-1/#comment-181605 dnarby Wed, 10 Jun 2009 18:47:52 +0000 http://www.ritholtz.com/blog/2009/06/inflation-deflation/#comment-181605 Looks like you're going to have to ban all URL shortening websites if you want to stamp out Cetin the Cretin from spamvertizing his shitty website. Looks like you’re going to have to ban all URL shortening websites if you want to stamp out Cetin the Cretin from spamvertizing his shitty website.

]]> By: jeff in indy http://www.ritholtz.com/blog/2009/06/inflation-deflation/comment-page-1/#comment-181424 jeff in indy Wed, 10 Jun 2009 15:21:36 +0000 http://www.ritholtz.com/blog/2009/06/inflation-deflation/#comment-181424 i can say that once our posted 30-yr rate popped over 5.0% the calls nearly died. the only good action in purchases is in the $100-200k range and they've slowed dramatically. the realtors are selling the tax credit hard, but figuring out how to monetize it is an issue. edsel charles at market graphics put together an interesting chart showing the historical 30 fixed rate relative to purchase activity. i believe 8.125% was a traditional "kill" rate (anything above that and purchase activity declined), until about 2000 when he recalibrated the "kill" rate down to 6.125%. now that we've been in the 4's it will be interesting to see where the "kill" rate goes and how long it takes public perception to catch back up. i can say that once our posted 30-yr rate popped over 5.0% the calls nearly died. the only good action in purchases is in the $100-200k range and they’ve slowed dramatically. the realtors are selling the tax credit hard, but figuring out how to monetize it is an issue.

edsel charles at market graphics put together an interesting chart showing the historical 30 fixed rate relative to purchase activity. i believe 8.125% was a traditional “kill” rate (anything above that and purchase activity declined), until about 2000 when he recalibrated the “kill” rate down to 6.125%. now that we’ve been in the 4′s it will be interesting to see where the “kill” rate goes and how long it takes public perception to catch back up.

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