Be sure to check out the MERS RoboSigning deposition of Crystal Moore here:

Video deposition of robosigner Crystal Moore of Nationwide Title Clearing

It is quite fascinating . . . there are numerous other video depositions of robosigners (Dhurata Doko, Bryan Bly, etc.) posted by the Forrest law firm.

Category: Foreclosures

Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.

21 Responses to “Robosigner Deposition”

  1. number2son says:

    Crystal, Dhurata and Bryan are clueless pawns. When will the depositions of the people who put them up to this be taken and published? That’s when things will start to get interesting.

  2. ‘clueless pawns’, though, these peep may be, but, are they not, still, incriminating themselves?

    or, were they given ‘immunity’ to waive their 5th Amendment rights?

    “…Although the language of the Fifth Amendment suggests that the right against self-incrimination applies only during criminal cases, the Supreme Court has ruled that it may be asserted during civil, administrative, and legislative proceedings as well. The right applies during nearly every phase of legal proceedings, including Grand Jury hearings, preliminary investigations, pretrial motions, discovery, and the trials themselves. However, the right may not be asserted after conviction when the verdict is final because the constitutional protection against Double Jeopardy protects defendants from a second prosecution for the same offense. Nor may the privilege be asserted when an individual has been granted Immunity from prosecution to testify about certain conduct that would otherwise be subject to criminal punishment.

    At the same time, the right against self-incrimination is also narrower than the Fifth Amendment suggests. The Fifth Amendment allows the government to force a person to be a witness against herself or himself when the subject matter of the testimony is not likely to incriminate the person at a future criminal proceeding. Testimony that would be relevant to a civil suit, for example, is not protected by the right against self-incrimination if it does not relate to something that is criminally inculpatory. By the same token, testimony that only subjects a witness to embarrassment, disgrace, or opprobrium is not protected by the Fifth Amendment…”

    notwithstanding, it is telling, as ‘number2son’ points out, that we are, only, seeing these low-level tools being trotting out, as opposed to the ‘designers’ of this, obvious, Racket..

    “Bag” Holder, putative U.S. AG, surely, knows how to ‘earn his Paycheck’.

  3. hammerandtong2001 says:

    Crystal Moore is an innocent in this fraud.

    She, like others, are most likely low-paid, back office grunts doing what they were told to collect every Friday so they can treat the kids to pizza, or to buy them a box of crayons.

    It’s disgusting that her face is plastered over every financial blog and on Forrest Law’s website.



    Put that smug asshole on a robosigning deposition tape, then we’ll really have some red meat for the masses.

    “Mr. Dimon, do you have a valid driver’s license? Can you produce that please and show it to me?”

    “Mr. Dimon, can you tell us how many Chase Home Finance mortgages have been foreclosed on in the states of Arizona, Florida and California? You can’t? I see.”

    “Mr. Dimon, can you tell us your bank’s estimation of how many of these foreclosures invloved robosigning processes? You can’t? But Mr. Dimon, your bank employs hundreds of advanced degreed professionals earning over $1 million per year with the job of providing all types of econometric forecasts for all sorts of things, it would seem to be an easy task for your bank to estimate the number of mortgages foreclosed on via robosigning…”

    “Mr Dimon, can you state truthfully that your bank’s foreclosure process was carried out legally? And can you state for the record that your bank is in possession of all paperwork, relevant deeds and notes involved in the residential houses your bank foreclosed on in the past 3 years? You can’t?…”


  4. RW says:

    What hammerandtong2001 said: Crystal Moore was told to sign for documents she never reviewed but blaming her for the fraud is about on a par with blaming the McDonalds server for the hamburger that gave you food poisoning.

    The problem is further up the chain and the robosigners are the lowest link. If we don’t see a lot more links followed, if the robosigners (and perhaps some immediate supervisors) are the only perps prosecuted, then that will only be further confirmation the rule of law in the US has effectively ended.

  5. Arequipa01 says:

    No, Mark. That’s an overreach and a false equivalency.

  6. You must undestand how the mob gets taken down. You apply pressure on the street thugs, and they roll over on their bosses, and they on theirs, etc.

    It starts with the soldier — you have to work your way up to the Generals . . .

  7. Arequipa,

    RW, well, makes the point, here: “…If we don’t see a lot more links followed, if the robosigners (and perhaps some immediate supervisors) are the only perps prosecuted, then that will only be further confirmation the rule of law in the US has effectively ended.”

    this: “Crystal Moore is an innocent in this fraud.

    She, like others, are most likely low-paid, back office grunts doing what they were told to collect every Friday so they can treat the kids to pizza, or to buy them a box of crayons.” — POV, can’t hold.

    for every one that designs the scheme, there are 10′s, 100′s, needed to animate it..

    all are Guilty, some of greater Offenses than others, but, Guilty, nonetheless.

  8. Arequipa01 says:

    I didn’t say that those who signed affidavits in the manner attributed to individuals like Ms Moore are innocent. I am saying that Ms Moore is not the equivalent of a guard at a concentration camp and the crime of participating in the fraud without understanding it is substantially different than designing and implementing the systems to defraud.

    Graner, although his actions were reprehensible and merited sanction, is nowhere near as culpable and execrable as the individuals who reprinted ‘The Arab Mind’ and distributed it to the Task Force 6-26 people.

    It is a question of proportion. As for Mr. Ritholtz’s optimism about flipping the little guys to get to the big guys, there’s a firewall. If Taguba couldn’t get to McCrystal, no way Cordray’s getting to Moynihan or anybody, hell David Stern will get away scott free, and you and I and everybody with a modicum of sense know it.

  9. The North Coast Curmudgeon says:

    None of this is going to make much difference one way or another.

    Under our concept of “The Rule of Law,” when Congress gets back
    in session, the powerful interests involved here will simply cause to have
    legislation written and passed that will make what was formerly unethical,
    unlawful, and poor business practice lawful.

    There will be window dressing that will appear to have changed the way
    business is done, but fundamentally, nothing will change.

    We will all then move ahead in a positive manner to the next crisis.

  10. rsinnott says:

    BR, given the reticence of the current administration to follow up with this (albeit, that may be symptomatic of election timing more than anything else, esp. given the pass provided by the 50 States A.G. follow-up), let’s assume that, for the moment, the sanctity of the rule of law is only something that will be rigorously defended if politically convenient in situations as esoteric (though massive) as this one.

    What conditions would actually tilt the scales to make it politically advantageous to follow through with proper persecution in this situation? More importantly, what does it mean to follow through here?

    It’s not like the ‘fault’ solely lies with the officers of the mortgage origination and processing firms. After all, the fact that a mortgage officer ‘suggested’ that average americans lie about their incomes on these forms does not make that act less fraudulent. I wholeheartedly believe that there are a few people at the top who deserve to REALLY get punished, but how? A healthy chunk of America potentially committed a fraud in this situation, and they all want to blame someone else. The decision to violate the law may have been made by a few, but as Mark said, 100′s were needed to animate it.

    Two quotes come to mind,

    “The problem with cheating is this:”
    when everyone cheats a little, its fun!
    no harm is done… save one,
    then no one can stop
    those who cheat a lot
    and the game itself’s undone

    “complexity is the favorite tool of thieves, because if it is too hard to ensure others are following the rules, then there are no rules.”

  11. Arequipa01 says:

    My examples and analogies are accessible to anyone who has been paying attention. The subtext in my response is that Moore is no Graner. Mentioning the most often cited enlisted US soldier of those punished in the Abu Ghraib obscenity is hardly dabbling in Dennis Miller-like hyper recondite references.

    As for ‘obscurantism’, here’s a link for you:

    Abstruse? Vague? Nah. Opposition to the spread of knowledge, try again.

  12. bear_in_mind says:

    I have to side with BR here – while at the same time acknowledging the skepticism whether major prosecutions will materialize akin to the S&L Crisis. They damned sure ought to, though, as this looting makes the S&L debacle look positively quaint.

    Defeatism can result in only one outcome = surrender of your rights. Rather than snipe and moan at one another here, each of us has a responsibility to contact our elected officials and demand laws be enforced to their fullest. If people mobilized their outrage and rattled enough cages, it could provide the impetus to crack down on the banking syndicate.

  13. Arequipa,

    see: 3.
    a. A style in art and literature characterized by deliberate vagueness or obliqueness.
    b. An example or instance of this style.


    and, 5. Not direct in descent; collateral.


    so, yes, definitively.

    though, this: “My examples and analogies are accessible to anyone who has been paying attention.” is, exactly, the Dennis Miller-defense–doesn’t make him wrong, but, neither, did it make him more popular..

    and, trying to foist this: “Opposition to the spread of knowledge”-definition into it? really?

    maybe a tall shot of Pisco is what the Dr. should Rx ?

  14. Arequipa01 says:

    Moore is no Graner. (concision)

  15. Tarkus says:

    The old adage “follow the money” still applies.

    Moore and the robo-signers are at the tail-end trickle of that flow.
    They are important though, because they provide the link to the rest of the chain.
    Follow the money.

  16. philipat says:

    Of course, the discussion as to why we should be fixing the deficit in a mediocre recovery is not broached . . .

    Ask David Cameron. Or just keep kicking the can?

  17. [...] depositions of several robo-signing Nationwide employees went viral on YouTube (We mentioned these here and [...]