My Sunday Washington Post Business column is out. This morning, I discuss ten easy to follow New Year’s resolutions that will make your finances better.
The print version had the charming headline Get smart!: 10 financial resolutions you can actually keep.
Here’s an excerpt from the column:
“It’s that time of year, when many people resolve to be better: Gotta lose 20 pounds, stop smoking, start exercising. Human nature is such that come January, there will be a 20-minute wait for the elliptical machines in the gym . . . and by mid-February, that wait will drop to zero minutes.
Resolutions are usually a terrible way to effect change. Changing habits involves changing your lifestyle, and that requires a deep commitment that most of us lack.
If you’ve resolved to get your financial life in order, I offer 10 important and easy-to-do steps. None is groundbreaking, but they are all too easily overlooked. If you do all 10, I guarantee that you will be better organized and more aware of your finances. That will lead to better decision-making and lower levels of economic stress.”
Following that are the 10 numbered resolutions, along with a brief explanation of each.
Note: I wrote this to be simple, accessible and easy to follow. I am sure there will be some exceptions to each of these points, so think of them as general principles.
10 financial resolutions you can actually keep
Washington Post, December 29 2013
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