Nice short list from Rick Ferri:
There are other reasons to hire an adviser even if you’re an index believer. Here is a partial list:
To put space between you and your investments so that you don’t make emotional decisions.
To do detailed research on asset allocation or index funds because you would rather spend time doing more enjoyable things.
To provide help to a spouse or family member who isn’t inclined to do it on their own.
To provide help to a spouse or family member when you’re no longer able.
For legal purposes to reduce your fiduciary responsibility such as a charitable trust account.
Hey Rick! Keep saying intelligent, rational things, and pretty soon you will be managing a billion dollars. (Oh, Wait!)