Posts filed under “401(k)”

Supersized IRAs Under U.S. Scrutiny

About 9,000 U.S. taxpayers have each accumulated at least $5 million in individual retirement accounts, said the Government Accountability Office, raising questions about some investors’ tax-advantaged returns. Zimmerman Edelson Partner Robert Zimmerman and Bloomberg’s Peter Cook also discuss tax inversions on “Street Smart.”


Source: Bloomberg, Sept. 16 2014

Category: 401(k), Investing, Video

Top 50 S&P 500 Companies’ 401(k)s

  Click for the interactive version.   Source: Bloomberg Visual Data  

Category: 401(k), Corporate Management, Digital Media

The Retirement Delusion

A recent Gallup poll asked working Americans what they expected in retirement. “Half of Americans think they will have enough money to live comfortably after they retire.” This is the first time since before the financial crisis that a majority of Americans have felt this way. The poll is very revealing about both investing psychology…Read More

Category: 401(k), Investing, Really, really bad calls, Taxes and Policy

Tapping Your 401(k) ?

From Bloomberg Visual Data: The IRS collected more than $5 billion in 2011 from penalties incurred by taxpayers who withdrew money from tax-deferred retirement accounts before the age of 59 1/2. The people who pay the penalty include younger workers who switch jobs and don’t bother to roll over their accounts and older workers who…Read More

Category: 401(k), Digital Media, Really, really bad calls, Taxes and Policy

The Accidental Success of the 401(k) Plan

Source: Bloomberg Visual Data

Category: 401(k), Digital Media, Taxes and Policy

What’s the problem with 401(k)s? You.

There’s nothing wrong with 401(k)s, except the players involved Barry Ritholtz Washington Post March 9, 2014     This past year has seen a firestorm of criticism casting 401(k)s as mostly terrible. Their performance is too poor, and the fees too high, with poor investment choices built into most of them. Typical plans are complicated…Read More

Category: 401(k), Apprenticed Investor, Investing, Psychology

401ks Are Not Broken, You Are

>   My Sunday Washington Post Business Section column is out. This morning, we look at the 401k. The print version headline was What’s the problem with 401(k)s? You while the online version was There’s nothing wrong with 401(k)s, except the players involved. Here’s an excerpt from the column: “What’s wrong with these plans? Human behavior,…Read More

Category: 401(k), Investing, Psychology

The 1% More Savings Calculator

How much more would you have for retirement, if only you could squeeze 1% more per year? The answer, as it turns out, is alot. Click below to find out . . .   Click here for an interactive calculator. Source: NY Times   From the article Disadvantages of a Lump Sum 401(k)

Category: 401(k), Digital Media, Investing

Typical Boomer Retirement Modest Compared to Parents’

From Bloomberg: The expectation that each successive generation will be better off financially than the prior is no longer valid. Contributing to this new reality has been the diminishing role of traditional pension plans with defined benefits in favor of 401(k) savings plans. Source: Bloomberg

Category: 401(k), Economy

Global Retirement Dilemma

click for ginormous graphic Source: Bloomberg

Category: 401(k), Digital Media, Investing