Posts filed under “Credit”

Liquidity Risk and U.S. Bank Lending at Home and Abroad

Category: Credit, Federal Reserve, Think Tank

Contextualizing Bank Fines

click for larger version Source: BV, FT   This morning we discussed the danger that arises from merely fining banks instead of prosecuting them for violating laws. Since the news cycle is focusing on the potential multibillion-dollar fines for BNP Paribas SA and Bank of America Corp., let’s have a look at the amount of…Read More

Category: Bailouts, Credit, Crony Capitalists, Legal

Category: Credit, Think Tank

Model Risk of Risk Models

Category: Credit, Mathematics, Think Tank

Comparing Canada & America Post-Crisis

Canada’s and America’s post-financial-crisis worlds look different

 

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Category: Credit, Real Estate, Video

Category: Credit, Think Tank

Big Banks = Key Players In the Drug Trade

Big Banks Started Laundering Massive Sums of Drug Money In the 1980s … And Are Still Doing It Today. It has become mainstream news that at least some of the big banks are  laundering staggering sums of drug money.  See this, this, this, this, this, this and and this. But you may not know the…Read More

Category: Bailouts, Credit, Legal, Think Tank

Why Does Everyone Hate Home Ownership ?

U.S. homeownership falls to the lowest levels in almost 20 years, blared the headlines. Lots of articles explained “Why Your Home is Not a Good Investment” and why Americans think owning a home is better for them than it is. It seems that America’s former love affair with real estate is over. Blame the recency…Read More

Category: Credit, Data Analysis, Real Estate

The Liquidity Stress Ratio: Measuring Liquidity Mismatch on Banks’ Balance Sheets Dong Beom Choi and Lily Zhou This post is the fourth in a series of six Liberty Street Economics posts on liquidity issues. Liquidity transformation—funding longer-term assets with short-term liabilities—is one of the main functions that banks provide. However, this liquidity mismatch exposes banks…Read More

Category: Bailouts, Credit, Think Tank

The Refi Boom Is Over

Mortgage lending declined to the lowest level in 14 years as homeowners pulled back sharply from refinancing and house hunters showed little appetite for new loans. Nick Timiraos joins MoneyBeat.

 

 

Category: Credit, Real Estate, Video