Posts filed under “Credit”

Category: Credit, Think Tank

Model Risk of Risk Models

Category: Credit, Mathematics, Think Tank

Comparing Canada & America Post-Crisis

Canada’s and America’s post-financial-crisis worlds look different

 

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Category: Credit, Real Estate, Video

Category: Credit, Think Tank

Big Banks = Key Players In the Drug Trade

Big Banks Started Laundering Massive Sums of Drug Money In the 1980s … And Are Still Doing It Today. It has become mainstream news that at least some of the big banks are  laundering staggering sums of drug money.  See this, this, this, this, this, this and and this. But you may not know the…Read More

Category: Bailouts, Credit, Legal, Think Tank

Why Does Everyone Hate Home Ownership ?

U.S. homeownership falls to the lowest levels in almost 20 years, blared the headlines. Lots of articles explained “Why Your Home is Not a Good Investment” and why Americans think owning a home is better for them than it is. It seems that America’s former love affair with real estate is over. Blame the recency…Read More

Category: Credit, Data Analysis, Real Estate

The Liquidity Stress Ratio: Measuring Liquidity Mismatch on Banks’ Balance Sheets Dong Beom Choi and Lily Zhou This post is the fourth in a series of six Liberty Street Economics posts on liquidity issues. Liquidity transformation—funding longer-term assets with short-term liabilities—is one of the main functions that banks provide. However, this liquidity mismatch exposes banks…Read More

Category: Bailouts, Credit, Think Tank

The Refi Boom Is Over

Mortgage lending declined to the lowest level in 14 years as homeowners pulled back sharply from refinancing and house hunters showed little appetite for new loans. Nick Timiraos joins MoneyBeat.

 

 

Category: Credit, Real Estate, Video

Declining Migration Within the U.S.: The Role of the Labor Market

Category: Credit, Employment, Real Estate, Think Tank

Depositor Discipline of Risk-Taking by U.S. Banks

Depositor Discipline of Risk-Taking by U.S. Banks Stavros Peristiani and João Santos Liberty Street Economics April 14, 2014   This post is the second in a series of six Liberty Street Economics posts on liquidity issues. The recent financial crisis caused the largest rise in the number of bank failures since the unprecedented banking crisis…Read More

Category: Credit, Federal Reserve, Regulation, Think Tank