Posts filed under “Credit”

Declining Migration Within the U.S.: The Role of the Labor Market

Category: Credit, Employment, Real Estate, Think Tank

Depositor Discipline of Risk-Taking by U.S. Banks

Depositor Discipline of Risk-Taking by U.S. Banks Stavros Peristiani and João Santos Liberty Street Economics April 14, 2014   This post is the second in a series of six Liberty Street Economics posts on liquidity issues. The recent financial crisis caused the largest rise in the number of bank failures since the unprecedented banking crisis…Read More

Category: Credit, Federal Reserve, Regulation, Think Tank

The Mystery of the Missing Home Buyers

This week, the New York Times launched The Upshot, combining aspects of the Washington Post’s Wonkblog with Nate Silver’s 538. Edited by Pulitzer Prize winner and former economics columnist David Leonhardt, we linked to the inaugural piece “America’s Middle Class Is No Longer the World’s Richest.” This morning, I want to direct your attention to…Read More

Category: Credit, Real Estate

To Whom Does the U.S. Government Owe Money?

Over at Political Calculations, they have updated an excellent graphic showing the various folsk Uncle Sam owes money to: click for larger graphic Source: Political Calculations  

Category: Credit, Digital Media, Taxes and Policy

Category: Credit, Think Tank

A New Idea on Bank Capital

A New Idea on Bank Capital Hamid Mehran and Anjan Thakor Liberty Street Economics  April 07, 2014     How does any firm decide on its capital structure—how much equity (capital) to use, how much debt? And what does research tell us about why banks have so much more financial leverage than other firms? How…Read More

Category: Credit, Think Tank

The Stability of Funding Models

Category: Credit, Think Tank

Have GSEs Fully Repaid the Treasury?

Have the Government-Sponsored Enterprises Fully Repaid the Treasury? Larry D. Wall March 2014, Atlanta Fed     Have U.S. taxpayers been fully compensated for their bailout of the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac? The Treasury is reported to have argued that “the value of Treasury’s commitment to the GSEs was “incalculably large,’”…Read More

Category: Credit, Federal Reserve, Think Tank

Liquidity Trap and Excessive Leverage

Category: Bailouts, Credit, Federal Reserve, Think Tank

Do “Too-Big-to-Fail” Banks Take On More Risk?

Do “Too-Big-to-Fail” Banks Take On More Risk? Gara Afonso, João Santos, and James Traina Liberty Street Economics, March 26, 2014   ~~~ This post is the fourth in a series of thirteen Liberty Street Economics posts on Large and Complex Banks. For more on this topic, see this special issue of the Economic Policy Review….Read More

Category: Bailouts, Credit