Posts filed under “Credit”

Economic Indicators Dashboard

Click for an interactive graphic.

Source: Russell Investments

Category: Consumer Spending, Credit, Economy, Employment, Fixed Income/Interest Rates, Markets

Category: Bailouts, Credit, Think Tank

Tracking Recent Levels of Financial Stress

Tracking Recent Levels of Financial Stress Amanda Janosko Federal Reserve Bank of Cleveland 01.17.14     The Cleveland Financial Stress Index (CFSI) has trended down throughout the fourth quarter of 2013 and early this year, indicating a reduction in the level of stress in the US financial system. During the federal government shutdown in October…Read More

Category: Bailouts, Credit, Federal Reserve, Think Tank

Why Do Banks Feel Discount Window Stigma?

Why Do Banks Feel Discount Window Stigma? Olivier Armantier Liberty Street Economics January 15, 2014     Even when banks face acute liquidity shortages, they often appear reluctant to borrow at the New York Fed’s discount window (DW) out of concern that such borrowing may be interpreted as a sign of financial weakness. This phenomenon…Read More

Category: Credit, Regulation, Think Tank

Category: Credit, Fixed Income/Interest Rates, Think Tank

Drivers of Mortgage Choices by Risky Borrowers

Drivers of Mortgage Choices by Risky Borrowers Fred Furlong, David Lang, and Yelena Takhtamanova FRBSF Economic Letter 2014-01 January 6, 2014     During the past decade’s housing boom, borrowers with lower credit ratings were more likely than higher-rated borrowers to choose adjustable-rate mortgages. This raises the question of whether, amid rapidly rising house prices,…Read More

Category: Credit, Real Estate, Think Tank

The Best Gummint Housing Program You’ve Never Heard Of

Of all of the various government housing programs run by various federal agencies — Federal Housing Administration, Federal Housing Finance Agency, Housing and Urban Development and, of course, Fannie Mae — HARP is the most effective and efficient one out there. Odds are you have never even heard of the Home Affordable Refinance Program. And…Read More

Category: Bailouts, Credit, Real Estate

Barron’s: Will Housing Keep Rising?

Category: Credit, Real Estate

China’s Banking System Explained in Claymation

China’s leaders are well aware that there’s too much infrastructure spending and too little spending by consumers, and they’re trying to “rebalance” the economy by easing interest rates and adding deposit insurance. The WSJ’s Ken Brown explains China’s financial system—with some help from claymation.


12/19/2013 10:22:20 PM2:11

Category: Credit, Video

Conditional and Joint Credit Risk

Category: Credit, Think Tank