Posts filed under “Real Estate”

New Generation Homeowners


Source: Visual.ly

Category: Real Estate

Drivers of Mortgage Choices by Risky Borrowers

Drivers of Mortgage Choices by Risky Borrowers Fred Furlong, David Lang, and Yelena Takhtamanova FRBSF Economic Letter 2014-01 January 6, 2014     During the past decade’s housing boom, borrowers with lower credit ratings were more likely than higher-rated borrowers to choose adjustable-rate mortgages. This raises the question of whether, amid rapidly rising house prices,…Read More

Category: Credit, Real Estate, Think Tank

The Best Gummint Housing Program You’ve Never Heard Of

Of all of the various government housing programs run by various federal agencies — Federal Housing Administration, Federal Housing Finance Agency, Housing and Urban Development and, of course, Fannie Mae — HARP is the most effective and efficient one out there. Odds are you have never even heard of the Home Affordable Refinance Program. And…Read More

Category: Bailouts, Credit, Real Estate

A Bet for Barron’s on Housing

I have long been a reader of Barron’s. I spent countless Saturday mornings early in my career with a big cup of coffee and a hard copy of the weekly. Over vacation, I almost missed this cover story on housing last weekend by Jonathan Laing, Betting on the House. In it, they forecast 5% annual…Read More

Category: Real Estate, Really, really bad calls

Barron’s: Will Housing Keep Rising?

Category: Credit, Real Estate

Blackstone’s Big Bet On Rental Homes

From Bloomberg: The Blackstone Group LP, the world’s largest private equity firm, became the largest owner of rental homes in the U.S. , acquiring 41,000 homes in the past two years. In October, Blackstone offered the first-ever “rental-home-backed” security on Wall Street. The bond is backed by just a fraction — 3,207 — of the rental…Read More

Category: Real Estate, Venture Capital

Housing Collateral and Entrepreneurship

Category: Real Estate, Think Tank

The Recent Boom in House Prices: Why Is This Time Different?

Category: Real Estate, Think Tank

Are American Homeowners Back to Positive Equity? (No)

American Homeowners Are Finally Returning to Positive Equity Source: Economist     Here is a fascinating albeit somewhat confusing chart: Total US residential equity relative to total mortgage debt. The problem, even misleading part about the chart is some 30% of homes are bought with no mortgage — straight up cash deals.   Continues here

Category: Real Estate

House Price Cycles in Europe

Category: Real Estate, Think Tank