Terms of Use | Terms of Use |
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TERM OF USE, CONDITIONS AND DISCLAIMER AGREEMENT BETWEEN Ritholtz Research & Analytics AND THE USER TERM OF USE Terms of Use. The last revision date for these Terms of Use is set forth below. Any reference to Ritholtz Research in these Terms of Use shall mean Ritholtz Research & Analytics ©, and any of its associates or subsidiaries. -------------------------------------------- CONTENT/RESERVED RIGHTS Ritholtz Research specifically prohibits the re-distribution of any or all of the products, services, newsletters, signals, charts, available on, through or from the Website owned and operated by Ritholtz Research and its contents as well as the re-distribution of its subscriber e-mails and/or newsletters via the Internet or otherwise, and accepts no liability whatsoever for the actions of third parties or other parties in this respect. Any violators will be liable for all costs or other losses incurred by Ritholtz Research arising from any complaint, claims or actions arising directly or indirectly from such distribution. -------------------------------------------- RESTRICTION ON USE/LIMITED LICENSE - The User does not modify any of the Information presented and provided on the Website. - The User may not download any of the Information presented and provided on the Website for use in third party programs. - All copyright and other proprietary notices are retained and remain displayed. The User abides by these Terms of Use. No other use of the System or Information provided on the Website is permitted. Without limiting the generality of the foregoing, the User may not: - Copy, distribute, transmit, display, perform, reproduce, publish, license, sublicense, create derivative works from, transfer or sell any of the System or Information presented and provided on the Website. - Use any of the System or Information presented and provided on any or all of the products, services, internet web sites owned and operated by Ritholtz Research for any commercial purpose, or for any public display (commercial or non-commercial). - Include any of the System or Information presented and provided on any or all of the products, services, internet web sites owned and operated by Ritholtz Research or reference thereto in or with any information, product or service that the User creates, distributes or provides. - Copy or transfer any of the System or Information presented and provided on the Website onto your own web site or any other web site or server. Nothing contained herein shall be construed as conferring any right in any copyright of Ritholtz Research, the content Providers or of any other third party who owns the copyright in any of the System or Information provided on any or all of the products, services, internet web sites owned and operated by Ritholtz Research Ritholtz Research retains the right to terminate at any time and without cause, subscription or access to its services, Website, System or Information. -------------------------------------------- TRADEMARKS -------------------------------------------- NO FINANCIAL ADVICE Ritholtz Research makes no representations or warrantees, expressed or implied, as to the accuracy, completeness, or fitness for any purpose or use of the Information presented on the Website or made available from any or all of the products, services, internet web sites owned and operated by Ritholtz Research The Information may not in all cases be current and it is subject to continuous change. Accordingly, you should not rely on any of the Information as authoritative or substitute for the exercise of your own skill and judgment in making any investment or other decision. Ritholtz Research does not warrant that the supply of Information will be uninterrupted; error free or not terminated altogether, and will not be liable for any direct, indirect, or consequential loss arising from any use of or reliance on the Information and its availability. The Information does not constitute or form part of an offer, subscription, recommendation or solicitation to buy or sell any securities, commodities, financial objects, futures, options, stocks or other investment vehicles, in any amount or at all or to take up any services, nor should it be relied on in connection with any contract or commitment whatsoever. YOU ABSOLUTELY MUST MAKE YOUR OWN DECISION BEFORE ACTING ON ANY INFORMATION OBTAINED FROM THIS WEBSITE. PAST PERFORMANCE IS NOT NECESSARY AN INDICATION OF FUTURE PERFORMANCE. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Further, since the trades have not actually been executed, the results may have under-compensated or overcompensated for the impact, if any, of certain market factors, such as lack of liquidity. Ritholtz Research does not warrant that trading methods or systems presented in its services or the Information available on or from its Website and received from or through this Website such as e-mails and/or newsletters will result in either profits or losses. Analyst research available through this Website does not constitute a recommendation or a solicitation by Ritholtz Research nor is it a recommendation or solicitation that any particular investor should purchase or sell any particular securities, commodities, financial objects, futures, options, stocks or other investment vehicles, in any amount or at all. Ritholtz Research and its employees and/or representatives are not and do not represent themselves as being investment advisors or investment managers, and do not make representations relating to the use of the Information on this Website. Ritholtz Research does not warrant or make any representations regarding the use or the results of the use of the Information and materials on this Website in terms of their correctness, accuracy, reliability, profitability, or otherwise. The information and commentaries are not meant to be endorsements or offerings of any securities, commodities, financial objects, futures, options, stocks or other investment vehicles. As well, they are not meant to be guides to investment. Ritholtz Research, its employees and representatives are in no way liable for the use of the Information by others in investing or trading in investment vehicles. RISK STATEMENT: The trading of stocks, futures, commodities, index futures or any other securities has potential rewards, and it also has potential risks involved. Trading may not be suitable for all users of this Website. Anyone wishing to invest should seek his or her own independent financial or professional advice. -------------------------------------------- NO WARRANTIES Ritholtz Research is providing this Website and the Information on an "as is" basis and makes no representations or warranties of any kind whatsoever with respect to the System, the Website or the Information or with respect to the use or suitability of the System, the Website or the Information for any purpose. The Information may contain inaccuracies, typographical errors or other errors. Ritholtz Research disclaims all warranties, representations and conditions regarding the System, the Website and the Information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses, and availability, whether expressed or implied, or arising from a course of dealing, usage, or trade practice. THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE, AND NO WARRANTY OF NON-INFRINGEMENT. THERE IS NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE INFORMATION ON THIS WEBSITE OR RECEIVED FROM THIS WEBSITE. -------------------------------------------- DISCLAIMER OF LIABILITY Ritholtz Research disclaims any liability for unauthorized use or reproduction of any portion of the System, the Information or the Website. -------------------------------------------- PRICING From time to time Ritholtz Research will also hold promotions that may include price reductions on membership fees. Such price reductions will only be applicable to Users who sign up for membership during the time that such promotions are made available. Users who sign up before or after such promotions are not and will not be entitled to such promotional pricing. -------------------------------------------- THIRD PARTY PRODUCTS AND SERVICES Ritholtz Research makes no representations or warrantees whatsoever, expressed or implied, as to the accuracy, completeness, timeliness, appropriateness, suitability or fitness for any purpose or use of such Third party products, services and information, methods for payment, customer and technical support or web presence or any of their presentations or representations. The User agrees that Ritholtz Research shall not be liable for such Third parties, their conduct or their products, services and information, and shall not be liable in any way for the use of such products, services and information by Users and subscribers, and the User holds Ritholtz Research harmless in any dispute or claim whatsoever that the Users and subscriber may have related to such Third party, or such Third party’s products, services and information. Third party products and services are regulated by this Ritholtz Research Terms and Conditions Agreement and may be additionally regulated by the terms and conditions agreements of such Third parties or other policies governing their products, services and information. It is a User’s responsibility to read and be informed about the “terms and Conditions” and any other policies of such Third party products, services and information. Any questions related to such Third party products, services and information should be directed to the particular Third party. Third party products, services and information have no influence on Ritholtz Research products or services including but not limited to its information, membership, product rates and prices. -------------------------------------------- LINKS -------------------------------------------- NO ENDORSEMENT -------------------------------------------- SUBSCRIPTION BASED CONTENT This Website or any or all of the products, services, internet web sites owned and operated by Ritholtz Research may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Although Ritholtz Research makes every reasonable effort to minimize such downtime, Ritholtz Research does not guarantee 100 percent availability of the Website. -------------------------------------------- WHEN YOU SUBSCRIBE TO ANY Ritholtz Research PRODUCTS OR SERVICES: All subsidiary websites of Ritholtz Research, shall under no circumstances be liable to any visitor, user, and/or any third party for any lost profits, lost opportunities, indirect, special, incident, consequential, punitive, or any other damages whatsoever. We assume no responsibility or liability for any inaccuracies, misstatements, errors, fabrications, contained within documents, data, materials, website pages, contained here within and associated pages, either through error or negligence. You, the User, agree to hold Ritholtz Research harmless for any act resulting directly or indirectly from this Website or any of the products, services, internet web sites owned and operated by Ritholtz Research, its data, content, materials, associated pages and documents. Your subscription is personal to you, the User, and the members of your household, and you may not transfer or make available your account name and password to others, including without limitation your co-workers. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use. Subscriber must promptly inform Ritholtz Research of the following: Changes in the expiration date of any credit card used in connection with the service; changes in home or billing address; and apparent breaches of security, such as loss, theft, or unauthorized disclosure or use of an email and password. Until we are notified, by e-mail of a breach in security, the Subscriber will remain liable for any unauthorized use of the service. -------------------------------------------- PAYMENT Ritholtz Research does not collect or store any credit card information and cannot be liable for any lost or stolen credit card numbers. Your name and email address will be made available to all parties to the sale, as required, to complete payment. All charges will appear as "Ritholtz Research" on your credit card statement. Any promotion, promotional rates, and any promotional offers expire as soon as a subscriber's account is deactivated as a result of nonpayment, declined payment, cancellation of service, or any other reason.
AUTOMATIC RENEWAL POLICY Unless, and until this agreement is cancelled by email, Subscriber hereby authorizes Ritholtz Research to charge Subscriber's credit card to pay for the ongoing cost of membership. CANCELLATION POLICY If you, the User, wish to cancel your subscription for any reason, you may do so through the Membership Services feature of this Website. Your request must be made 5 or more days in advance of your automatic payment, but there are no refunds of subscription fees previously paid. When a Subscriber requests termination, full or partial subscription fees are not refunded. Subscribers are liable for charges incurred by them until termination of service. Cancellation of service is not official until Subscriber receives email confirmation from Ritholtz Research If Subscriber does not receive a cancellation confirmation within 48 hours of request (excluding weekends and holidays), Subscriber must re-submit the cancellation and verify that his/her email address is correct. Ritholtz Research has the right to terminate at any time, and without cause, subscription or access to our services. -------------------------------------------- SATISFACTION GUARANTEE PROGRAM Ritholtz Research’s refund offer is made available only once per individual. If you have previously purchased any of our products, and have received a refund for any particular one, we will issue no further refunds. NO REFUNDS will be issued for reactivated, transferred or upgraded accounts. -------------------------------------------- PRODUCT UPGRADE AND TRANSFER If you wish to switch product categories and transfer your account to a new product, your first payment will be the difference between your current membership rate and the rate for the new product, prorated according to the amount of time left until your next recurring payment. In addition, your account will be charged a $5 transfer fee. A fee of $14.95 (a $9.95 account processing fee plus a $5 transfer fee) may be applied when a user is entitled to a prorated refund. (The credit is prorated based on the time remaining until the next recurring payment). -------------------------------------------- EMAIL SERVICE Our customers retain full responsibility for submitting a valid email address in order to receive any of our email services. We assume no responsibility or liability for undelivered, damaged, or late emails, whatever the reason it may be. Our email services are designed for educational purposes only! They should not be construed as trading advice of any kind. -------------------------------------------- CUSTOMER SERVICE When requesting customer support, we ask that our subscribers provide us with the following: Their username, the name of the purchased product, the exact email address that was submitted at the time the product was purchased. Should a subscriber refuse to provide the above information, Ritholtz Research reserves the right to decline any product upgrades or downgrades, the termination of services, the purchase of other products, or the provision of customer support. Ritholtz Research’s customer support requires 48 hours (two business days) to respond to enquiries. Ritholtz Research will not respond to any threatening, insulting, or in any other way damaging emails. In cases where threatening, insulting, or in any other way detrimental emails are sent to our servers on a regular basis, Ritholtz Research reserves the right to block a customer’s email address. Ritholtz Research is not responsible for any email that does not reach our support staff, whatever the reason may be. Ritholtz Research immediately deletes emails that are suspected to contain viruses or pose any other security threat. Email replies provided by Ritholtz Research in response to customer enquiries cannot be used as legal documents or contracts; email replies are provided for educational purposes only. For as long as it is kept in Company databases or archives, any correspondence sent to Ritholtz Research becomes the sole property of the Company. -------------------------------------------- NO SOLICITATION -------------------------------------------- CONFIDENTIALITY WARNING -------------------------------------------- COMPUTER VIRUSES -------------------------------------------- CONFORMANCE WITH LAW -------------------------------------------- SEVERABILITY -------------------------------------------- GOVERNING LAW IF YOU DO NOT AGREE TO BE BOUND BY THE ABOVE TERMS OF USE YOU SHOULD IMMEDIATELY DISCONTINUE ANY USE OF ANY PRODUCTS, SERVICES, CHARTS, RESEARCH RESULTS, INTERNET WEB SITES AND WEB PAGES OWNED AND OPERATED BY Ritholtz Research If you have any questions or concerns, please contact us by e-mail at This email address is being protected from spam bots, you need Javascript enabled to view it RR ©, Copyright 2006 - All rights reserved - Ritholtz Research
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